Updated Rates

Mortgage Rates Updated as of 11/2/2012 10:25:10 AM CST PHH Home Loans Vienna, VA 22182 Contact me for a Mortgage Pre Approval and to receive a complete Mortgage Plan. Debra Gorman Phone: (703) 361-9161 Cell Phone: (571) 215-9716 Email: debra.gorman@mortgagefamily.com Web Site: http://phhmidatlantic.com PHH Home Loans Mortgage Rates. Purchase Price: $425,000, Down Payment: $85,000 (20.00%), Loan Amount: $340,000 for properties located inState: VA, County: prince william Program Loan Amount Monthly Payment Rate APR Points APR Costs Lock 30 Year Fixed $340,000 $1,527 3.500% 3.560% 0 $1,849 30 days 15 Year Fixed $340,000 $2,287 2.625% 2.725% 0 $1,849 30 days 5/1 ARM $340,000 $1,388 2.750% 3.130% 0 $1,849 30 days 7/1 ARM $340,000 $1,433 3.000% 3.190% 0 $1,849 30 days 10/1ARM $340,000 $1,527 3.500% 3.460% 0 $1,849 30 days VA 30 Year Fixed* $344,250 $1,498 3.250% 3.310% 0 $1,849 30 days FHA 30 Year Fixed* $345,950 $1,506 3.250% 3.750% 0 $1,849 30 days FHA 5/1 ARM* $345,950 $1,367 2.500% 1.480% 0 $1,849 30 days 30 yr fixed investment $340,000 $1,599 3.875% 3.935% 0 $1,849 30 days 30 year fixed USDA* $346,939 $1,631 3.875% 4.345% 0 $1,849 30 days FHA 30 yr 203K* $345,950 $1,602 3.750% 4.260% 0 $1,849 30 days 30 yr fixed Homepath $340,000 $1,648 4.125% 4.185% 0 $1,849 30 days See conditions below. APR = Annual Percentage Rate. These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. * For government programs, actual loan amount is higher due to upfront mortgage insurance added into loan amount.

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