Rate Update!!

Mortgage Rates Updated as of 10/26/2012 9:21:11 AM CST PHH Home Loans Vienna, VA 22182 Contact me for a Mortgage Pre Approval and to receive a complete Mortgage Plan. Debra Gorman Phone: (703) 361-9161 Cell Phone: (571) 215-9716 Email: debra.gorman@mortgagefamily.com Web Site: http://phhmidatlantic.com PHH Home Loans Mortgage Rates. Purchase Price: $450,000, Down Payment: $90,000 (20.00%), Loan Amount: $360,000 for properties located inState: VA, County: prince william Program Loan Amount Monthly Payment Rate APR Points APR Costs Lock 30 Year Fixed $360,000 $1,617 3.500% 3.560% 0 $1,849 30 days 15 Year Fixed $360,000 $2,422 2.625% 2.715% 0 $1,849 30 days 5/1 ARM $360,000 $1,470 2.750% 3.410% 0 $1,849 30 days 7/1 ARM $360,000 $1,518 3.000% 3.420% 0 $1,849 30 days 10/1ARM $360,000 $1,617 3.500% 3.630% 0 $1,849 30 days VA 30 Year Fixed* $364,500 $1,586 3.250% 3.310% 0 $1,849 30 days FHA 30 Year Fixed* $366,300 $1,594 3.250% 3.740% 0 $1,849 30 days FHA 5/1 ARM* $366,300 $1,471 2.625% 1.520% 0 $1,849 30 days 30 yr fixed investment $360,000 $1,719 4.000% 4.060% 0 $1,849 30 days 30 year fixed USDA* $367,347 $1,727 3.875% 4.345% 0 $1,849 30 days FHA 30 yr 203K* $366,300 $1,696 3.750% 4.250% 0 $1,849 30 days 30 yr fixed Homepath $360,000 $1,745 4.125% 4.185% 0 $1,849 30 days See conditions below. APR = Annual Percentage Rate. These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. * For government programs, actual loan amount is higher due to upfront mortgage insurance added into loan amount.

© 2012 RatePlug, LLC. All Rights Reserved. Patent Pending