Rate Update

Mortgage Rates

Updated as of 4/20/2012 10:22:39 AM CST

PHH Home Loans Mortgage Rates.    Purchase Price: $400,000, Down Payment: $80,000 (20.00%), Loan Amount: $320,000 for properties located in State: VA, County: Prince William

Program	Loan Amount	Monthly Payment	Rate	APR	Points	APR Costs	Lock
30 Year Fixed	$320,000	$1,505	3.875%	3.945%	0	$1,849	30 days
15 Year Fixed	$320,000	$2,229	3.125%	3.235%	0	$1,849	30 days
5/1 ARM	$320,000	$1,371	3.125%	3.320%	0	$1,849	30 days
7/1 ARM	$320,000	$1,393	3.250%	3.350%	0	$1,849	30 days
10/1ARM	$320,000	$1,459	3.625%	3.570%	0	$1,849	30 days
VA 30 Year Fixed*	$324,000	$1,500	3.750%	3.920%	0	$1,849	30 days
FHA 30 Year Fixed*	$325,600	$1,508	3.750%	4.410%	0	$1,849	30 days
FHA 5/1 ARM*	$325,600	$1,287	2.500%	1.610%	0	$1,849	30 days
30 yr fixed investment	$320,000	$1,645	4.625%	4.695%	0	$1,849	30 days
30 year fixed USDA*	$326,531	$1,535	3.875%	4.425%	0	$1,849	30 days
30 yr fixed Homepath	$320,000	$1,551	4.125%	4.195%	0	$1,849	30 days
See conditions below. APR = Annual Percentage Rate.
These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. * For government programs, actual loan amount is higher due to upfront mortgage insurance added into loan amount.